Should I File Bankruptcy?
Bankruptcy may address the following problems. High credit card debt, medical bills, defaulted loans, student loans, delinquent payments, slow pays or trouble making monthly bill payments, delinquent house of car payments, creditor or collection agent harassment, threatened repossession or foreclosure, reliance on pay day loans, failed business, unemployment, divorce or other major life change impacting your personal finances. If you have one or more of these problems, you should consult with an experienced bankruptcy attorney to review your options.
In considering bankruptcy, it is important to consult an attorney as soon as possible while you have options so that you are not limiting your options or making your situation worse through inaction or poor decisions. There is no down side to seeking advice. But if you fail to act timely, you may be limiting your options as creditors take action against you or your resources become diminished.